Services > Employment Practices Liability
Employment Practices Liability Insurance
Even if your business has all of the right human resources policies & procedures in place, there is still a chance that you could be the target of a lawsuit from an employee, a past employee or even an applicant for employment. Any business with employees has the potential to be the target of a lawsuit alleging harassment, discrimination or wrongful dismissal*. Rob Belchior recommends that all employers consider Employment Practices Liability Insurance (EPLI)
EPLI is a newer product in the Canadian Marketplace. EPL Insurance starts with coverage for harassment, discrimination and wrongful dismissal. Depending on your business and your needs other coverage can be offered relating to Employment Practices Liability including:
Breach of employment contract; Failure or refusal to hire; Misrepresentation; Defamation, libel, slander, disparagement; Invasion of Privacy; Failure or refusal to promote; Wrongful demotion; Negligent hiring; Negligent supervision; emotional distress; Retaliation; False imprisonment; and 3rd party coverage*
Consult the policy wordings for full details on what is covered. Contact Rob Belchior for more details.
Coverage amounts range from $100,000 to $5 million (and up) depending on the needs of the insured business.
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